Do you know that under traditional variable rate mortgage, 1% increase in interest rate may increase your monthly installment amount by 11% ?

Introducing Fixed Rate Home Loan, where your home loan interest rate and monthly repayment amount stays the same throughout the tenure of the loan. 

In the past, the fluctuation of interest rate has gone up to as high as 12% per annum. An increase of 1% in interest rate may increase your monthly repayment amount by 11%. If the monthly repayment amount stays the same, the tenure of the loan may be extended for another 10 years.


WHY FIXED RATE HOME LOAN?
  1. Fixed Rate Interest
    @ No risk of interest hike
    @ Not affected by economy or banks policy

  2. Zero Moving Cost Package
    @ Free legal & valuation fees
    @ Free stamp duty & disbursement

  3. Refinancing Friendly
    @ No 10 years capping on cash out portion
    @ 3rd loan refinance 80%

  4. Debt Consolidation
    @ Settle other loans
    @ Reduce monthly commitment

  5. No Penalty
    @ If default in payment
    @ On early settlement


Key Feature of Fixed Rate Home Loan









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